• Credit Limit: IDR 25 million - IDR 1 billion.
• Maximum loan amount will be 80% from net
appraised value/deal value of the property.
• Debt service ratio, maximum 35% of income
(or joint income).
• Individual.
• Employee (minimum 2 years of working
experience, present or before).
• Entrepreneur (minimum 2 years).
• Professionals (minimum 2 years).
• Applicant must be minimum age of 21 years
old and maximum age of 55 years old at the
final installment, while for entrepreneur and
professionals maximum age of 60 years old.
• Deed of Periodic Ownership Scheme (HGB)
must be valid minimum for 2 years at the
final installment.
